Getting Started Is
Three Simple Steps
From your free consultation to your first dispute round — here's exactly how enrollment works, what you'll need, and what happens next. No surprises.
How it works
Sign up & consultation
Book your free consultation. We review your situation together, recommend the right plan for your goals, and create your secure client file in our system. You'll receive your own login for our secure client portal, where you can follow every step of your progress.
Activate credit monitoring
An active credit monitoring account is required for all plans — it's how we securely import your 3‑bureau report and track every update, every time we pull your report during the process. Without it, we can't see what the bureaus change.
Enroll & complete payment
Enroll online in minutes — choose your plan, complete secure checkout, and e‑sign your client agreement, all in one flow. The $99 First Work Fee plus your monthly plan are billed through our secure enrollment system. Prefer a personal touch? After your consultation we can send you a secure payment link instead.
Why is credit monitoring required?
Your monitoring account is our window into your credit. Each time we import your report through it, we see exactly what Equifax, Experian, and TransUnion are saying — which items were deleted, what changed, and what to challenge next. It keeps your file current through every dispute round, protects you with real‑time alerts, and lets us show you verified before‑and‑after results. Keep your monitoring active for the entire time you're enrolled.
What happens next
Start with the free consultation — the rest takes minutes.
No cost, no obligation, no pressure. We'll review your situation and tell you honestly if we can help.