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Free credit consultation  ·  No cost, no obligation
Simple, Transparent Enrollment

Getting Started Is
Simple & Secure

From your free consultation to your first dispute round — here's exactly how enrollment works, what you'll need, and what happens next. No surprises.

Your Enrollment

How it works

Book a free consultation, then complete our secure online signup — it walks you through 8 quick stages, start to finish.

1

3B Credit Report

Access your secure 3‑bureau credit report.

2

Free Credit Audit

We review your report and flag negative items.

3

Choose Package

Pick the service plan that fits your goals.

4

Card Details

$99 First Work Fee due today — nothing else until your cancellation window ends.

5

View Agreement

Review and e‑sign your client agreement securely.

6

ID Docs

Upload your ID to verify your account.

7

Appointment

Schedule your onboarding call with our team.

8

Consultation

Meet with our team to kick off your plan.

Book Free Consultation Start Your Signup →
CreditScoreIQ Preferred Plan
$29.86 /mo

Built for active credit repair — refreshed every 30 days

Get Started →
What's Included
  • 3 Bureau Credit Report & FICO® Scores30-day refresh
  • 1 Bureau Daily Monitoring & Alerts
  • SSN Trace
  • File Sharing Networks Monitoring
  • Dark Web & Internet Monitoring
  • Synthetic ID Theft Protection
  • ID Theft Insurance$25,000 coverage
  • Checking Account Report
  • US-Based ID Fraud Restoration
  • Fraud Alert Assistance
  • Lost Wallet Form & Assistance
  • Opt-Out IQJunk mail / do-not-call
  • Dispute Assistance
  • Discounted Reports & FICO® Scores
  • IQ Center Access

Features and terms reflect the current IdentityIQ Preferred plan and are subject to change without notice.

Why is credit monitoring required?

Your monitoring account is our window into your credit. Each time we import your report through it, we see exactly what Equifax, Experian, and TransUnion are saying — which items were deleted, what changed, and what to challenge next. It keeps your file current through every dispute round, protects you with real‑time alerts, and lets us show you verified before‑and‑after results. Keep your monitoring active for the entire time you're enrolled.

After You Enroll

What happens next

Portal invitation

You'll receive an email invitation to our secure client portal, where you can see your file, documents, and progress at any time.

Report review & strategy

We import your 3-bureau report through your monitoring account, review every item, and build your personalized dispute strategy.

Dispute rounds begin

Your first round of disputes goes out. Bureaus have about 30 days to respond, and we track every response in your file.

Updates every cycle

Each time we re-import your report, you'll see what changed — deletions, corrections, and score movement — backed by our 90-day deletion guarantee.

Ready When You Are

Start with the free consultation — the rest takes minutes.

No cost, no obligation, no pressure. We'll review your situation and tell you honestly if we can help.

Book a Free Consultation View Plans & Pricing