Take control of your
financial future.
Life happens — medical bills, identity theft, late payments. We help individuals and families restore their credit and reopen the doors that come with a stronger financial profile.
Illustrative journey. Results vary by individual situation.
Personalized assistance across every kind of credit challenge
A clear, guided path to stronger credit
Free Consultation
We review your credit reports together and listen to your goals — at no cost and with no obligation.
Identify & Dispute
We pinpoint inaccurate, outdated, or unverifiable items and challenge them on your behalf.
Build & Strengthen
We guide you toward the habits and profile that open new financial opportunities.
Honest, professional, and built around you
We understand that life events can negatively impact your credit and limit your opportunities. Our team works closely with each client to identify inaccurate, outdated, or unverifiable information — and to guide you through the credit improvement process with clarity and care.
A second chance
We believe everyone deserves access to the opportunities a stronger credit profile brings.
Personalized strategy
Every plan is tailored to your specific reports, situation, and goals.
Honest guidance
Clear communication and realistic expectations, every step of the way.
Customer‑focused
Your financial confidence is the measure of our success.
Juan P. Marrero Sojo
I founded JPMS Credit Solution to give individuals and families an honest, knowledgeable partner in restoring their credit. Every client I work with gets a personalized strategy and straight answers — because rebuilding your financial future should never feel like a mystery.
As a commissioned Florida Notary Public, I also provide professional notary services — so the documents that matter most are handled with the same care and integrity.
Professional notary services, when you need them
Beyond credit restoration, we offer reliable, professional notarization for your important documents as a commissioned Florida Notary Public — handled accurately, confidentially, and on your schedule.
Book a Notary ServiceAcknowledgments
Verifying signers on deeds and agreements.
Jurats & Affidavits
Sworn statements and oaths.
Power of Attorney
Notarizing POA and authorization forms.
Loan & Document Signing
Guided signing for loan and legal packets.
Real people, real second chances
From the first call they explained everything clearly and never overpromised. They challenged several collection accounts I didn't even recognize and kept me updated the whole way.
I was overwhelmed after medical bills wrecked my credit. The team treated me with respect and laid out a realistic plan. For the first time in years I finally feel back in control.
Professional and honest. They helped me clean up old inaccuracies before I applied for my mortgage, and were so patient with all of my questions. I'm truly grateful.
Tools to accelerate your progress
Self‑guided resources and courses built on the same methods we use with clients — so you can take control on your own terms.
Metro 2 & e‑OSCAR Letter Pack
Professionally written dispute‑letter templates built on the methods that actually move the needle with the bureaus.
View in Shop → CourseCredit Repair Business Master Class
Everything you need to understand the process end‑to‑end — and even build your own credit‑repair practice.
View in Shop → CoursePersonal Financial Management Course
Build the habits and the profile that keep your credit strong long after the disputes are done.
View in Shop →Let's review your situation — at no cost.
Tell us a little about your goals and we'll discuss the best strategy for moving toward better credit and greater financial confidence.
Office hours
Reach out during business hours and we'll be glad to help. Every consultation is free and carries no obligation.
Get the 5‑Step Credit Dispute Checklist — free
The exact first steps we walk every client through. Enter your email and we'll send it straight over.
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Your stronger financial future is one call away.
Free, confidential, and no obligation. We'll review your credit together and build a plan made for your situation.