Consumer Rights Resource
Consumer Reporting
Agencies Directory
Every company that may hold a file on you — from the big three credit bureaus to specialty agencies covering banking, rent, employment, insurance, and more. Use this to request your reports, dispute errors, or place freezes.
Before you mail anything: Contact details for smaller agencies change often. Confirm the current address and phone directly on the agency's website, or check the CFPB's annual List of Consumer Reporting Companies at consumerfinance.gov. Under the FCRA you're entitled to a free report from each agency at least once every 12 months. This directory is provided for general information and is not legal advice.
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Verified badges indicate contact details confirmed against the agency's official site or the CFPB as of mid-2026. All others should be verified before use. Requesting your own report is a soft pull and never affects your credit score.
Found Something Wrong?
Errors on any of these reports can be disputed.
If one of these agencies is reporting something inaccurate, outdated, or unverifiable, we can help you challenge it. Book a free consultation and we'll review your situation together.